Finance HotTopics Discussion Event Zurich
CAFPS
9 July 2019
瑞士中国人金融协会主办的2019年春季活动报道
The 2019CAFPS Summer Event “Finance hot topics discussion” was held in Zurich, Switzerland on a beautiful summer afternoon on the 1st of June. We invited three experts from different fields to share their experiences. More than 20 members from various educational and professional backgrounds participated in the discussion in a warm and friendly atmosphere.
由瑞士金融分会（CAFPS）举办的2019夏季活动“金融热点讨论”于6月1日美丽的夏日午后在瑞士苏黎世举行。我们邀请了三位不同领域的专家为大家分享经验，20余位来自不同教育和专业背景的会员参加了讨论，气氛热烈。
This event was opened with a short yet warm welcome speech by the president of the CAFPS, Dr. ZuxiangDai. He was also the first speaker on the topic of Innovation in Finance.
这次活动是在CAFPS主席戴祖祥博士的简短而热烈的欢迎辞下开幕的。他也是第一位关于金融创新主题的演讲者。
Dr. Zuxiang Dai detailed what innovation means and the two dimensions of Innovation in Finance which lead to the four types: Incremental sustaining, Disruptive, Breakthrough and Research. In a well-structured and easy-to-understand speech, he offered the audience his insights in the current innovation trends which includes the Blockchain, Bitcoin, etc. These innovations transform Finance and payment systems from a centralized system to a decentralized one. One quote that particularly resonated with the audience was “if small businesses could be financed cheaper and with more flexibility by the new technology, this would greatly help innovation”. Participants showed great interest and raised many questions throughout and after the presentation.
戴祖祥博士详细介绍了创新的含义和金融创新的两个维度，它们导致了四种类型：增量维持，破坏性，突破和研究。在一个结构良好且易于理解的演讲中，他向观众提供了他对当前创新趋势的见解，其中包括Blockchain，Bitcoin等。这些创新将财务和支付系统从集中式系统转变为分散式系统。引起观众特别赞同的一句话是“如果小企业可以通过新技术获得更便宜和更灵活的资金，这将极大地帮助创新”。参与者表现出极大的兴趣，并在整个演讲结束后提出了许多问题。
Ms. Sally J. Yan, the executive board member of Drivetide Capital AG and also the Founder of China-Europe Enterprise platform entry square, was the second speaker. She started by introducing herself and how she has founded her company a decade ago. Now her company has become the most successful market leader in the field of matchmaking China-European companies. She discussed the barriers of doing business between China and Europe. Firstly, European companies which are interested in doing business in China should understand the Chinese market and get better informed before entering. Secondly, the ways of communication between the two are so different, not only about language but more on the way of thinking. She gave an example of how executives would respond differently with regard to scheduling. When a Chinese executive knows that a foreign executive is coming to visit, he/she would not give a time slot for the meeting but would say, let’s see how it goes on that day (showing flexibility).On the other hand, if a European executive is in the same situation, he/she would offer the first time slots available on his/her schedule to show interest and respect.
Drivetide Capital AG执行董事会成员，中欧企业平台入口广场创始人晏佳女士是第二位发言人。她开始介绍自己以及她十年前如何创立自己的公司。现在，她的公司已成为中欧配对领域最成功的市场领导者。她讨论了中国和欧洲之间的商业障碍。首先，有兴趣在中国开展业务的欧洲公司应该了解中国市场并在进入之前获得更好的信息。其次，两者之间的沟通方式是如此不同，不仅仅是语言，更多的是思维方式。她举了一个例子，高管们对日程安排的反应会有所不同。当一位中国高管知道外国高管即将访问时，他/她不会给会议时间，但会说，让我们看看当天是怎么回事（表现出灵活性）。另一方面，如果欧洲高管处于相同的情况，他/她将提供他/她的时间表上的第一个时间段以表示兴趣和尊重。
Her company developed a database that captures tens of thousands of companies behavior and uses data analysis to match Chinese and European companies that can be successful future business partners. This topic turned out to capture the imagination of many of the participants and triggered interesting, even heated but constructive discussions.
她的公司开发了数据库，捕获了成千上万的公司行为方式，并使用数据分析来匹配可以成为未来商业合作伙伴的中国和欧洲公司。这个主题最终吸引了许多参与者的想象力，并引发了有趣的，甚至是激烈但富有建设性的讨论。
AfterMs Sally J. Yan’s presentation, the executive board of CAFPS has prepared a surprise birthday cake for one of the board members: Ms. Pinzhao Wang’sbirthday, by chance, fell on the very same day. Happy Birthday, Pinzhao!!
在晏佳女士的介绍之后，CAFPS的执行委员会为其中一位理事会成员准备了一个惊喜的生日蛋糕：王频曌女士的生日偶然在同一天落下。生日快乐!!
The third speaker was Ms. Aiping Gao, who is an entrepreneur and investor. She works as a consultant of Asian investment for several family offices. She focusses on investigating, screening and evaluating investment opportunities in areas such as AI, Smart Manufacture, IOT (internet of things)and new consumption.
第三位发言人是高爱萍女士，她是一位企业家和投资者。她是几家家族办公室的亚洲投资顾问。她专注于调查，筛选和评估人工智能，智能制造，物联网（IOT）和新消费等领域的投资机会。
She gave an inspirational speech and analyzed the reasons why China is the most successful country out of the BRIC countries. BRIC is a grouping acronym that refers to the countries of Brazil, Russia, India, and China, which are all deemed to be at a similar stage of newly advanced economic development. This phrase was first coined by Jim O’Neil in 2001, and how 18 years have passed, China is no doubt the most successful in economic development. The main reason, as pointed out by MsAiping Gao, is the fact that the Chinese government has put in resources in an education system that enabled millions of students becoming engineers. The current success of China is largely due to the large educated talent pool that resulted from these investments.
她发表了鼓舞人心的演讲，分析了中国成为金砖四国最成功国家的原因。金砖四国是一个集团的缩写，指的是巴西，俄罗斯，印度和中国，这些国家都被认为处于新近发展的经济发展的类似阶段。这句话最初是由吉姆奥尼尔在2001年创造的，而18年过去了，中国无疑是经济发展中最成功的。高女士指出，主要原因是中国政府在教育系统中投入资源，使数百万学生成为工程师。目前中国的成功主要归功于这些投资带来的大量受过教育的人才库。
After the warm applauses given for the guest speakers and the organizers, participants enjoyed coffee and tea while getting to know each other better and discussing future cooperation.
在邀请演讲嘉宾和组织者热烈掌声后，参会者一边享用咖啡和茶，一边更好地相互了解并讨论未来的合作。
